They weren’t bad with money.
They simply had too many decisions to make.
The Sharma Family was doing well.
Both, husband and wife were earning.
They had a home loan, two children, some mutual funds, some insurance policies, money sitting in the bank—and a few investments suggested by friends and colleagues.
From the outside, everything looked fine.
But there was one uncomfortable question they couldn't answer:
“Are we actually on track?”
They knew they needed to save for their children’s education.
They wanted to become debt-free.
They wanted a comfortable retirement.
They also wanted to invest more—but didn’t know where, how much, or what to stop doing.
Their problem wasn't a lack of financial products.
It was a lack of a Financial Strategy connecting everything together.
That is what MoneySarthi is built for.
Not more products.
Not more complexity.
Just better financial decisions—with a plan behind them.
What financial challenges are you trying to solve?
Explore areas relevant to you
Grow Wealth
Build long-term financial stability
Save Tax
Improve tax efficiency across decisions
Protect Family
Strengthen financial protection for loved ones
Buy Property
Plan home purchase without financial stress
Plan Second Innings
Retire comfortably with confidence
Protect Portfolio
Manage downside and uncertainity
Plan Childrens' Education
Secure your childrens' education and future
Reduce Debt
Become debt-free faster and smarter
Your Financial Roadmap (Preview)
Short Term
Build Emergency Fund
Mid term
Build your dream home
Long Term
Enjoy your second innings
Build Your Financial Roadmap
Our smart tool helps you visualize your goals, identify gaps, understand trade-offs and get a clear roadmap.
1. Choose Goals
Select what matters most to you
2. Add Financial Details
Tell us about your income, expenses, assets and liabilities
3. See Connections
Discover how your decisions impact each other
4. Get Your Roadmap
Receive a personalized plan with key actions and next steps
Our Process
MoneySarthi Financial Decision Framework
A change in one financial decision can affect everything else.
A home purchase effects liquidity and retirement planning
Tax planning influences investment efficiency
Insurance decisions impact long-term financial resilience
Coordinated planning creates better outcomes
Integrated solutions for every financial need
Investment Solutions
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Equity Investments
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Fixed Income Investments
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Portfolio Review
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Wealth Management
Protection & Risk
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Health & Life Protection
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Vehicle & Fire Insurance
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Portfolio Protection
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Emergency Planning
Tax Optimization
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Tax Planning
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Income Structuring
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Cashflow Optimization
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Tax Filing
Major Financial Decisions
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Home Buying Assisstance
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Loan Advisory
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Second Innings Planning
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Education Planning
NRI Solutions
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NRI Taxation
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Repatriation Planning
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Real Estate Solutions
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NRI Specific Investments
Wealth Preservation
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Pro Protection Strategies
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Succession Planning
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Estate Planning
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Wealth Transfer
